Terms
Parties
Before You Wire is a sole proprietorship, not a corporation and not a limited liability company. The individual who operates it (“we”) sells a written public-source research brief about a target address or listing you (“you”) designate. There is no company between you and that person. The fee, the limits, and the rest of these terms are the contract.
What you are buying
A research brief assembled from publicly available sources as of the retrieval dates printed in the pack. A confirmation is sent when the intake is complete. The pack is due by 5:00pm Eastern on the date in that confirmation. Under a $1 million asking price, one business day. From $1 million, two. From $2.5 million, three. At $5 million and above, four. Weekends do not count. A county-portal outage can move the date. The brief does not state a value or a price to pay.
What you are not buying
Advice. A recommendation. A guarantee of completeness. Access to paid title plants, CoStar, credit files, or skip-trace databases. Contact with the seller. Monitoring after delivery.
Your job
Give a real address or listing URL. Do not send us funds to invest. Do not ask us to negotiate. Confirm the county is Blount, Sevier, Knox, or Cocke, Tennessee, unless we have agreed in writing to a pass outside that corridor.
Our job
Search the sources listed in the pack. Label missing sources. Stamp the disclaimer. AI assists the research. A person on the team reviews the pack before it leaves. Both are part of what you receive.
Fees
$499. One pack. Due before work starts. A chargeback because you disliked the findings is not a ground to undo the fee. The only refund is a miss of a public, readily available fact that would have changed the file. A fact behind a paywall, a login, or a private data room is not a refund.
Limits
The pack is provided as is. We do not warrant that it is complete, current, accurate, or fit for a particular purchase. We are not liable for your purchase decision, your lost deposit, your closing costs, or the difference between asking price and realized value. We are not liable for indirect, incidental, consequential, special, or punitive damages, or for lost profits or a lost deal, even if we knew those were possible. Maximum liability is the fee you paid for that pack. The pack is for the buyer who ordered it. No one else may rely on it, and we have no duty to a seller, broker, lender, partner, or later reader. You may order a pack on a business or property you own. It is still only for you. You will not show it, or a quotation from it, to a buyer, a lender, or anyone else, and you will not use it in a listing or in marketing. A later buyer may not rely on it and must order their own. We do not research a business in order to sell the owner the results. If an owner and a buyer both order on the same business, those are two files. The owner's papers do not go into the buyer's pack. Neither customer is told that the other ordered. If the packs differ, it is because the files were separate. A claim must be written to packs@beforeyouwire.co within one year after the pack is delivered. After that, it is waived.
Confidentiality
We do not contact, or disclose your interest to, the seller, the broker, the landlord, the staff, or anyone else connected with the target. We do not tour or register an inquiry. Your name and the target address are not published, and the pack is delivered to you. Facts from a paid file, including numbers you type or upload, are never published. Examples on this site are hypothetical. A card processor sees the charge for the brief and is not given the target. Public-record facts are not confidential. We disclose what a subpoena or a court order requires. We tell you first, unless a court forbids it.
Papers you send
A rent roll, a profit-and-loss, or a tax return is optional. If you attach one, the file is emailed to packs@beforeyouwire.co. It is not stored on this website. The desk inbox, and the AI tools used to read that file, process it for that pack only. Those papers are not used to train a public model. The inbox copy, the confirmation, and the pack are kept long enough to deliver the work, answer a correction, and cover the one-year claim period. We do not promise an earlier deletion date. Write packs@beforeyouwire.co to ask us to delete a file you sent.
Your right to send them
You confirm that you are allowed to share any papers you attach with an outside researcher who will not contact the seller. If your agreement forbids that, do not attach them. The public-record pack still runs. Sending papers your agreement forbids is your breach. We do not become a party to that agreement by receiving an email.
Not a statement about the business
The pack is research for the buyer who ordered it. It is not a publication about the business, not a statement to the seller, and not a request that anyone break a contract. You will not forward the pack, or a quotation from it, to the seller, the broker, the landlord, the staff, a buyer, a lender, or anyone else, and you will not publish it or use it in a listing or in marketing.
A correction
Examples on this site are hypothetical and do not identify a real business. If you believe a public page does, write packs@beforeyouwire.co. We will correct or remove it.
Governing law
Tennessee. Venue in Knox County.
The stamp on every pack is the disclaimer. The privacy page says what happens to the intake. Write packs@beforeyouwire.co.